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Check your month-to-month assertion to make certain all charges are your personal, and immediately notify the card issuer of any errors or unauthorized expenses. Besides interest costs, this may embrace other fees reminiscent of cash-advance fees, that are charged against your card whenever you borrow money from the lender. A few of these changes are tied to changes in different interest charges, such because the prime fee or سعر الذهب اليوم باليورو the Treasury Bill rate, and are called variable-fee plans. Variable charge. Prime charge (PR), which varies, plus an added share. Fixed fee. A hard and fast annual percentage price of the finance charge. The yearly proportion charge of the finance charge. Annual proportion fee (APR). Introductory charge. A short lived, decrease APR that normally lasts for about six months before changing to the normal fastened or variable charge. Pay particular consideration to the APR - you want a low price gold, however not necessarily the bottom. When you're making use of for a credit card, ensure to pay shut consideration to the applying type. Often, you do not have to pay a dime. But since rates and plans change so often, it is a good suggestion to name the institutions you are keen on to affirm the information and to see if there are different plans that might work for you.


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